Alabama Housing Finance Authority
Alabama Housing Finance Authority Step Forward Down Payment Assistance is available to homeowners in Madison, AL.
AHFA provides down payment assistance equal to 3-5% of the purchase price for first-time homebuyers in Alabama. Can be combined with AHFA's Step Up mortgage product for low-interest financing. Income and purchase price limits apply.
Down payment assistance is 3-5% of home purchase price, varies by loan type
Official program page checked live on 2026-06-22.
Data last verified 2026-06-09. How we verify our data.
In Madison, AL, you can combine this program with other local help to cut your cost:
A grant-savvy contractor in Madison, AL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
Documents you will likely need
Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Ongoing program, subject to funding
Ask us. It is free, and a real person answers within a business day.
Email us about this programAlabama Housing Finance Authority Step Forward Down Payment Assistance is open to homeowners in Madison, AL.
Apply directly with Alabama Housing Finance Authority using the official program link on this page or call (334) 244-9200. There is no middleman and no fee.
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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