Utah Housing Corporation First Home Loan

Utah Housing Corporation (UHFC)

Available Down Payment

About This Program

Utah Housing Corporation First Home Loan is available to homeowners in Magna, UT.

Provides below-market interest rate mortgages and optional down payment assistance for first-time homebuyers in Utah. Income and purchase price limits apply. Must complete homebuyer education course and work with participating lender.

Down payment assistance typically 3-4% of purchase price as forgivable second mortgage

Official program page checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Magna, UT, you can combine this program with other local help to cut your cost:

Key Details

  • Below-market mortgage rates for first-time buyers
  • Optional down payment assistance available
  • Income limits: up to 150% of area median income
  • Purchase price limits apply by county
  • Requires homebuyer education course completion

How to Apply

A grant-savvy contractor in Magna, UT can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing program subject to funding availability

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

Who qualifies for Utah Housing Corporation First Home Loan in Magna?

Utah Housing Corporation First Home Loan is open to homeowners in Magna, UT.

How do I apply for Utah Housing Corporation First Home Loan in Magna, UT?

Apply directly with Utah Housing Corporation (UHFC) using the official program link on this page or call (801) 902-8200. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Magna, UT

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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