San Joaquin County First-Time Homebuyer Assistance

San Joaquin County Housing Authority

Available Down Payment

About This Program

San Joaquin County First-Time Homebuyer Assistance is available to homeowners in Manteca, CA.

Down payment and closing cost assistance for first-time homebuyers in San Joaquin County including Manteca. Offers deferred-payment junior loans at 0% interest, forgiven after 45 years of occupancy.

Deferred loan, forgiven after 45 years; no monthly payments

Data last verified 2026-06-09. How we verify our data.

In Manteca, CA, you can combine this program with other local help to cut your cost:

Key Details

  • Up to $75,000 for down payment and closing costs
  • First-time homebuyers in San Joaquin County
  • 0% interest deferred loan
  • Forgiven after 45 years of occupancy
  • Must complete homebuyer education

How to Apply

A grant-savvy contractor in Manteca, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Rolling, subject to funding availability

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can San Joaquin County First-Time Homebuyer Assistance provide in Manteca, CA?

Up to $75,000 down payment assistance.

Who qualifies for San Joaquin County First-Time Homebuyer Assistance in Manteca?

San Joaquin County First-Time Homebuyer Assistance is open to homeowners in Manteca, CA.

How do I apply for San Joaquin County First-Time Homebuyer Assistance in Manteca, CA?

Apply directly with San Joaquin County Housing Authority using the official program link on this page or call (209) 460-1800. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Manteca, CA

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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