Florida SHIP Home Ownership Program

Florida Housing Finance Corporation / Jackson County

Available Down Payment

About This Program

Florida SHIP Home Ownership Program is available to homeowners in Marianna, FL.

State Housing Initiatives Partnership program providing down payment and closing cost assistance to first-time homebuyers in Jackson County. Assistance is typically a deferred second mortgage forgiven after set period of occupancy.

Assistance provided as deferred loan, forgiven after required occupancy period

Data last verified 2026-06-09. How we verify our data.

In Marianna, FL, you can combine this program with other local help to cut your cost:

Key Details

  • Up to $10,000 for down payment and closing costs
  • First-time homebuyers in Jackson County
  • Income limits apply (typically 120% AMI or below)
  • Deferred second mortgage, forgiven over time
  • Homebuyer education required

How to Apply

A grant-savvy contractor in Marianna, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Applications accepted year-round, subject to funding

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Florida SHIP Home Ownership Program provide in Marianna, FL?

Up to $10,000 down payment/closing cost assistance.

Who qualifies for Florida SHIP Home Ownership Program in Marianna?

Florida SHIP Home Ownership Program is open to homeowners in Marianna, FL.

How do I apply for Florida SHIP Home Ownership Program in Marianna, FL?

Apply directly with Florida Housing Finance Corporation / Jackson County using the official program link on this page or call (850) 482-9633. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Marianna, FL

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs