NJHMFA First-Time Homebuyer Mortgage Program

New Jersey Housing and Mortgage Finance Agency

Available Down Payment

About This Program

NJHMFA First-Time Homebuyer Mortgage Program is available to homeowners in Mays Landing, NJ.

Provides low-interest mortgages and down payment assistance for first-time homebuyers in New Jersey. Includes programs for military veterans, persons with disabilities, and those purchasing in targeted areas.

Down payment assistance based on property location and applicant qualifications

Official program page checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Mays Landing, NJ, you can combine this program with other local help to cut your cost:

Key Details

  • Down payment assistance up to $10,000
  • Below-market interest rates available
  • Income limits vary by county and household size
  • First-time homebuyer requirement (with exceptions)
  • Additional programs for veterans and persons with disabilities

How to Apply

A grant-savvy contractor in Mays Landing, NJ can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Rolling, subject to funding availability

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can NJHMFA First-Time Homebuyer Mortgage Program provide in Mays Landing, NJ?

Down payment assistance up to $10,000.

Who qualifies for NJHMFA First-Time Homebuyer Mortgage Program in Mays Landing?

NJHMFA First-Time Homebuyer Mortgage Program is open to homeowners in Mays Landing, NJ.

How do I apply for NJHMFA First-Time Homebuyer Mortgage Program in Mays Landing, NJ?

Apply directly with New Jersey Housing and Mortgage Finance Agency using the official program link on this page or call (609) 278-7400. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Mays Landing, NJ

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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