Mississippi Home Corporation SmartBuy Down Payment Assistance

Mississippi Home Corporation (MHC)

Available Down Payment

About This Program

Mississippi Home Corporation SmartBuy Down Payment Assistance is available to homeowners in McComb, MS.

Down payment and closing cost assistance for first-time homebuyers in Mississippi purchasing in eligible areas including McComb. Must be used in conjunction with an MHC first mortgage loan. Forgivable over 5 years if home remains primary residence.

Grant forgiven after 5 years of owner-occupancy, no repayment required

Data last verified 2026-06-09. How we verify our data.

In McComb, MS, you can combine this program with other local help to cut your cost:

Key Details

  • Up to $7,500 for down payment and closing costs
  • First-time homebuyers in McComb eligible
  • Must use MHC first mortgage loan
  • Forgivable after 5 years of occupancy
  • Income and purchase price limits apply

How to Apply

A grant-savvy contractor in McComb, MS can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing, subject to mortgage credit certificate availability

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Mississippi Home Corporation SmartBuy Down Payment Assistance provide in McComb, MS?

Up to $7,500 down payment assistance.

Who qualifies for Mississippi Home Corporation SmartBuy Down Payment Assistance in McComb?

Mississippi Home Corporation SmartBuy Down Payment Assistance is open to homeowners in McComb, MS.

How do I apply for Mississippi Home Corporation SmartBuy Down Payment Assistance in McComb, MS?

Apply directly with Mississippi Home Corporation (MHC) using the official program link on this page or call (601) 718-4642. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in McComb, MS

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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