Brevard County Down Payment Assistance

Brevard County Housing & Human Services

Available Down Payment

About This Program

Brevard County Down Payment Assistance is available in Melbourne, FL.

Forgivable loan for first-time homebuyers purchasing in Brevard County. Covers down payment and closing costs. Income limit 120% AMI. Loan forgiven after 5 years of owner occupancy. Must complete homebuyer education course.

Forgivable loan for down payment/closing costs, no repayment after 5 years

Data last verified 2026-06-09. How we verify our data.

In Melbourne, FL, you can combine this program with other local help to cut your cost:

Key Details

  • Up to $15,000 for down payment and closing costs
  • First-time homebuyers in Brevard County
  • Income at or below 120% AMI
  • Forgiven after 5 years of owner occupancy
  • Homebuyer education course required

How to Apply

A grant-savvy contractor in Melbourne, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Rolling applications, subject to funding availability

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Brevard County Down Payment Assistance provide in Melbourne, FL?

Up to $15,000 forgivable loan.

How do I apply for Brevard County Down Payment Assistance in Melbourne, FL?

Apply directly with Brevard County Housing & Human Services using the official program link on this page or call (321) 633-2076. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Melbourne, FL

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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