Florida Housing Finance Corporation
Florida Housing First Time Homebuyer Program is available in Melbourne, FL.
State-funded first mortgage program with below-market interest rates plus down payment/closing cost assistance for first-time homebuyers in Florida. Purchase price limits apply. Must complete homebuyer education and work with approved lender.
Down payment assistance plus interest rate savings over loan term
Data last verified 2026-06-09. How we verify our data.
In Melbourne, FL, you can combine this program with other local help to cut your cost:
A grant-savvy contractor in Melbourne, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
Documents you will likely need
Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Ongoing, subject to fund availability
Ask us. It is free, and a real person answers within a business day.
Email us about this programApply directly with Florida Housing Finance Corporation using the official program link on this page or call (850) 488-4197. There is no middleman and no fee.
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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