City of Memphis Division of Housing & Community Development
Memphis Small Business Loan Program is available in Memphis, TN.
The City of Memphis Division of Housing & Community Development administers CDBG-funded small business loan programs for Memphis entrepreneurs. Programs provide below-market interest rate loans for businesses creating jobs in low- and moderate-income neighborhoods. Epicenter Memphis also connects entrepreneurs with microloans, grants, and business development resources.
Loan amounts vary based on job creation and business need
Data last verified 2026-04-01. How we verify our data.
In Memphis, TN, you can combine this program with other local help to cut your cost:
A grant-savvy contractor in Memphis, TN can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
Documents you will likely need
Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Rolling
Ask us. It is free, and a real person answers within a business day.
Email us about this programUp to $75,000.
Memphis Small Business Loan Program is available in Memphis, TN. It has no income limit.
Apply directly with City of Memphis Division of Housing & Community Development using the official program link on this page or call (901) 636-6500. There is no middleman and no fee.
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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