City of Memphis / Division of Housing & Community Development
Memphis Down Payment Assistance Program is available in Memphis, TN.
The City of Memphis provides down payment assistance grants to income-qualified first-time homebuyers purchasing within city limits. Tennessee Housing Development Agency (THDA) also administers Great Choice Plus DPA of up to $8,000 statewide. Memphis DPA can be layered with THDA programs for maximum assistance.
First-time homebuyers in Memphis city limits at or below 80% AMI
Data last verified 2026-04-01. How we verify our data.
In Memphis, TN, you can combine this program with other local help to cut your cost:
A grant-savvy contractor in Memphis, TN can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
Documents you will likely need
Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Rolling, contact Memphis Division of Housing
Ask us. It is free, and a real person answers within a business day.
Email us about this programUp to $10,000.
Apply directly with City of Memphis / Division of Housing & Community Development using the official program link on this page or call 901-636-6500. There is no middleman and no fee.
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
See All Programs