California Housing Finance Agency CalHFA MyHome Assistance

California Housing Finance Agency

Available Down Payment

About This Program

California Housing Finance Agency CalHFA MyHome Assistance is available to homeowners in Merced, CA.

Down payment assistance program for first-time homebuyers in Merced County. Provides deferred-payment junior loan for down payment and closing costs when used with a CalHFA first mortgage.

Assistance is 3.5% of purchase price up to $15,000, deferred payment loan

Data last verified 2026-06-09. How we verify our data.

In Merced, CA, you can combine this program with other local help to cut your cost:

Key Details

  • Down payment assistance up to 3.5% of purchase price
  • Maximum $15,000 for first-time homebuyers
  • Must be used with CalHFA first mortgage
  • Deferred payment loan, no monthly payment
  • Income limits apply based on county

How to Apply

A grant-savvy contractor in Merced, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing, subject to funding availability

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

Who qualifies for California Housing Finance Agency CalHFA MyHome Assistance in Merced?

California Housing Finance Agency CalHFA MyHome Assistance is open to homeowners in Merced, CA.

How do I apply for California Housing Finance Agency CalHFA MyHome Assistance in Merced, CA?

Apply directly with California Housing Finance Agency using the official program link on this page or call (877) 922-5432. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Merced, CA

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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