Ada County CHDO Homeownership Program

Ada County Development Services (HOME CHDO)

Waitlist Down Payment

About This Program

Ada County CHDO Homeownership Program is available in Meridian, ID.

HUD HOME funds administered through Community Housing Development Organizations to assist first-time homebuyers with down payment and closing costs. Loan is forgivable after 15 years of owner occupancy or repayable if sold earlier.

Forgivable loan for down payment and closing costs, forgiven after 15 years

Official source site checked live on 2026-06-22.

Data last verified 2026-05-25. How we verify our data.

In Meridian, ID, you can combine this program with other local help to cut your cost:

Key Details

  • Down payment assistance up to $30,000
  • Income at or below 80% Area Median Income
  • Must be first-time homebuyer in Ada County
  • Forgiven after 15 years of occupancy
  • Currently waitlisted, check for availability

How to Apply

A grant-savvy contractor in Meridian, ID can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Waitlist; check for reopening

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Ada County CHDO Homeownership Program provide in Meridian, ID?

Down payment assistance up to $30,000.

Who qualifies for Ada County CHDO Homeownership Program in Meridian?

Ada County CHDO Homeownership Program is available in Meridian, ID. It prioritizes low-income households.

How do I apply for Ada County CHDO Homeownership Program in Meridian, ID?

Apply directly with Ada County Development Services (HOME CHDO) using the official program link on this page or call (208) 287-7900. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Meridian, ID

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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