Brevard County First Time Homebuyer Program

Brevard County Housing Finance Authority

Available Down Payment

About This Program

Brevard County First Time Homebuyer Program is available in Merritt Island, FL.

Provides down payment and closing cost assistance to first-time homebuyers in Brevard County. Forgivable loan that requires no repayment if buyer remains in home for required period.

Forgivable loan for down payment assistance, forgiven after 5 years

Data last verified 2026-06-09. How we verify our data.

In Merritt Island, FL, you can combine this program with other local help to cut your cost:

Key Details

  • Up to $7,500 for down payment and closing costs
  • Must be first-time homebuyer
  • Income limits apply (varies by household size)
  • Forgivable loan after 5 years occupancy
  • Must complete homebuyer education course

How to Apply

A grant-savvy contractor in Merritt Island, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Rolling basis while funds available

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Brevard County First Time Homebuyer Program provide in Merritt Island, FL?

Down payment assistance up to $7,500.

How do I apply for Brevard County First Time Homebuyer Program in Merritt Island, FL?

Apply directly with Brevard County Housing Finance Authority using the official program link on this page or call (321) 633-2076. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Merritt Island, FL

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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