NYHFA HomeFirst Down Payment Assistance

New York Housing Finance Agency

Available Down Payment

About This Program

NYHFA HomeFirst Down Payment Assistance is available in Middletown, NY.

Provides down payment and closing cost assistance for first-time homebuyers in New York State. Available in conjunction with SONYMA mortgage products through participating lenders. Grant does not require repayment if borrower remains in home.

Grant for down payment assistance, no repayment required with SONYMA mortgage

Official source site checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Middletown, NY, you can combine this program with other local help to cut your cost:

Key Details

  • Up to $10,000 for down payment and closing costs
  • Must be first-time homebuyer in New York State
  • Used with SONYMA mortgage products
  • Income limits vary by county and household size
  • No repayment required if you remain in home

How to Apply

Get free help applying Visit Official Program Page Track this program

(800) 382-4663

A grant-savvy contractor in Middletown, NY can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing through participating lenders

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can NYHFA HomeFirst Down Payment Assistance provide in Middletown, NY?

Up to $10,000 for down payment.

How do I apply for NYHFA HomeFirst Down Payment Assistance in Middletown, NY?

Apply directly with New York Housing Finance Agency using the official program link on this page or call (800) 382-4663. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Middletown, NY contractors

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