Ohio Housing Finance Agency
Ohio Mortgage Credit Certificate (MCC) is available in Middletown, OH.
Federal income tax credit worth up to 50% of annual mortgage interest paid, up to $2,000 per year. Available to eligible first-time homebuyers purchasing in Ohio. Credit can be claimed for the life of the mortgage.
Annual federal tax credit based on mortgage interest paid each year
Official program page checked live on 2026-06-22.
Data last verified 2026-06-09. How we verify our data.
In Middletown, OH, you can combine this program with other local help to cut your cost:
A grant-savvy contractor in Middletown, OH can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
Documents you will likely need
Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Year-round while funds available
Ask us. It is free, and a real person answers within a business day.
Email us about this programUp to $2,000/year federal tax credit.
Apply directly with Ohio Housing Finance Agency using the official program link on this page or call (888) 362-6432. There is no middleman and no fee.
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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