Texas My First Texas Home Program

Texas Department of Housing and Community Affairs

Available Down Payment

About This Program

Texas My First Texas Home Program is available in Midland, TX.

Down payment and closing cost assistance for first-time homebuyers in Midland. Combines 30-year fixed-rate mortgage with forgivable down payment assistance. Income and purchase price limits apply.

Assistance amount varies by income and home price, forgiven over time

Official program page checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Midland, TX, you can combine this program with other local help to cut your cost:

Key Details

  • Up to $15,000 down payment assistance
  • For first-time homebuyers in Midland
  • Income limits apply (typically 80-115% AMI)
  • Forgivable loan forgiven over 5-15 years
  • Must complete homebuyer education

How to Apply

A grant-savvy contractor in Midland, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing, subject to funding availability

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Texas My First Texas Home Program provide in Midland, TX?

Down payment assistance up to $15,000.

How do I apply for Texas My First Texas Home Program in Midland, TX?

Apply directly with Texas Department of Housing and Community Affairs using the official program link on this page or call (512) 475-3800. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Midland, TX

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs