Montana First-Time Home Buyer Program

Montana Housing Finance Authority (MHFA)

Available Down Payment

About This Program

Montana First-Time Home Buyer Program is available to homeowners in Miles City, MT.

Montana Housing offers low-interest mortgages and down payment assistance for first-time home buyers in Miles City and throughout Montana. Programs include below-market interest rates and forgivable second mortgages for closing costs. Income and purchase price limits apply.

Down payment assistance available up to 4% of loan amount

Official source site checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Miles City, MT, you can combine this program with other local help to cut your cost:

Key Details

  • Below-market interest rate mortgages
  • Up to 4% down payment assistance available
  • First-time buyer or haven't owned in 3 years
  • Income and purchase price limits apply
  • Homebuyer education required

How to Apply

A grant-savvy contractor in Miles City, MT can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing program, subject to fund availability

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Montana First-Time Home Buyer Program provide in Miles City, MT?

Down payment assistance up to 4% of loan.

Who qualifies for Montana First-Time Home Buyer Program in Miles City?

Montana First-Time Home Buyer Program is open to homeowners in Miles City, MT.

How do I apply for Montana First-Time Home Buyer Program in Miles City, MT?

Apply directly with Montana Housing Finance Authority (MHFA) using the official program link on this page or call (406) 841-2840. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Miles City, MT

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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