CHFA Down Payment Assistance

Connecticut Housing Finance Authority

Available Down Payment

About This Program

CHFA Down Payment Assistance is available in Milford, CT.

Second mortgage down payment assistance for first-time homebuyers in Connecticut. Available as deferred-payment second mortgage at 0% interest, forgiven after 10 years if borrower remains in home.

Second mortgage up to $15,000 at 0% interest, forgiven after 10 years

Verified against Connecticut Housing Finance Authority's official page on 2026-06-17.

Data last verified 2026-06-09. How we verify our data.

In Milford, CT, you can combine this program with other local help to cut your cost:

Key Details

  • Up to $15,000 down payment assistance
  • 0% interest second mortgage
  • Forgiven after 10 years in home
  • First-time homebuyers only
  • Income and purchase price limits apply

How to Apply

A grant-savvy contractor in Milford, CT can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing program

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can CHFA Down Payment Assistance provide in Milford, CT?

Up to $15,000 second mortgage.

How do I apply for CHFA Down Payment Assistance in Milford, CT?

Apply directly with Connecticut Housing Finance Authority using the official program link on this page or call (860) 721-9501. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Milford, CT

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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