Georgia Dream Second Mortgage Assistance

Georgia Housing and Finance Authority

Available Down Payment

About This Program

Georgia Dream Second Mortgage Assistance is available in Milledgeville, GA.

Enhanced down payment assistance offering up to $15,000 for low-to-moderate income first-time homebuyers in targeted areas. Forgivable second mortgage after 15 years. Must be combined with Georgia Dream first mortgage.

Forgivable loan of up to $15,000, forgiven after 15 years

Official program page checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Milledgeville, GA, you can combine this program with other local help to cut your cost:

Key Details

  • Up to $15,000 down payment assistance
  • For targeted low-to-moderate income areas
  • Forgivable after 15 years
  • Must be first-time homebuyer
  • Combined with Georgia Dream first mortgage

How to Apply

A grant-savvy contractor in Milledgeville, GA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing while funds available

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Georgia Dream Second Mortgage Assistance provide in Milledgeville, GA?

Up to $15,000 down payment assistance.

Who qualifies for Georgia Dream Second Mortgage Assistance in Milledgeville?

Georgia Dream Second Mortgage Assistance is available in Milledgeville, GA. It prioritizes low-income households.

How do I apply for Georgia Dream Second Mortgage Assistance in Milledgeville, GA?

Apply directly with Georgia Housing and Finance Authority using the official program link on this page or call (800) 359-4663. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Milledgeville, GA

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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