MassHousing HomeFirst Program

Massachusetts Housing Finance Agency (MassHousing)

Available Down Payment

About This Program

MassHousing HomeFirst Program is available to homeowners in Milton, MA.

Affordable mortgage program for first-time homebuyers in Milton with down payments as low as 3%. Includes optional down payment assistance. Competitive rates and flexible underwriting. Income limits apply based on household size.

Low down payment mortgage financing for first-time buyers

Official source site checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Milton, MA, you can combine this program with other local help to cut your cost:

Key Details

  • Down payments as low as 3%
  • Competitive interest rates
  • For first-time homebuyers
  • Income limits based on household size
  • Optional down payment assistance available

How to Apply

A grant-savvy contractor in Milton, MA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Frequently asked questions

Who qualifies for MassHousing HomeFirst Program in Milton?

MassHousing HomeFirst Program is open to homeowners in Milton, MA.

How do I apply for MassHousing HomeFirst Program in Milton, MA?

Apply directly with Massachusetts Housing Finance Agency (MassHousing) using the official program link on this page or call (800) 882-1858. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Milton, MA

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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