My First Texas Home Program

Texas Department of Housing & Community Affairs

Available Down Payment

About This Program

My First Texas Home Program is available to homeowners in Missouri City, TX.

Down payment and closing cost assistance for first-time homebuyers in Texas. Provides 30-year fixed-rate mortgages at competitive rates plus down payment assistance grants. Homebuyer education required. Income and purchase price limits apply.

Down payment assistance typically 5% of loan amount; amount varies by program tier

Official program page checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Missouri City, TX, you can combine this program with other local help to cut your cost:

Key Details

  • Down payment assistance up to 5% of loan amount
  • Competitive fixed-rate mortgages available
  • First-time homebuyer requirement (with exceptions)
  • Income and purchase price limits apply
  • Homebuyer education course required

How to Apply

A grant-savvy contractor in Missouri City, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing, subject to funding availability

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can My First Texas Home Program provide in Missouri City, TX?

Down payment assistance up to 5% of loan.

Who qualifies for My First Texas Home Program in Missouri City?

My First Texas Home Program is open to homeowners in Missouri City, TX.

How do I apply for My First Texas Home Program in Missouri City, TX?

Apply directly with Texas Department of Housing & Community Affairs using the official program link on this page or call (855) 893-8662. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Missouri City, TX

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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