Alabama Housing Finance Authority
AHFA Step Forward Down Payment Assistance is available to homeowners in Mobile, AL.
Down payment assistance for first-time homebuyers in Mobile County. Provides up to 5% of purchase price or $15,000 (whichever is less) as a forgivable second mortgage that is forgiven after 5 years.
Second mortgage forgiven after 5 years of owner occupancy
Official program page checked live on 2026-06-22.
Data last verified 2026-05-25. How we verify our data.
In Mobile, AL, you can combine this program with other local help to cut your cost:
A grant-savvy contractor in Mobile, AL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
Documents you will likely need
Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Ongoing while funds available
Ask us. It is free, and a real person answers within a business day.
Email us about this programAHFA Step Forward Down Payment Assistance is open to homeowners in Mobile, AL.
Apply directly with Alabama Housing Finance Authority using the official program link on this page or call (334) 244-9200. There is no middleman and no fee.
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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