Louisiana Housing Corporation Mortgage Credit Certificate

Louisiana Housing Corporation

Available Down Payment

About This Program

Louisiana Housing Corporation Mortgage Credit Certificate is available to homeowners in Monroe, LA.

Provides a federal tax credit equal to 20-40% of annual mortgage interest paid, reducing federal income tax liability for first-time homebuyers. Can be combined with other LHC loan programs and used every year for the life of the mortgage.

Annual tax credit based on 20-40% of mortgage interest paid

Official source site checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Monroe, LA, you can combine this program with other local help to cut your cost:

Key Details

  • 20-40% of mortgage interest as federal tax credit
  • Available to first-time homebuyers
  • Income limits apply (typically 80-115% AMI)
  • Can be combined with other LHC programs
  • Credit available every year of mortgage

How to Apply

A grant-savvy contractor in Monroe, LA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Your federal tax return for the year of the work (this benefit is claimed on your taxes, not through a separate application).
  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing program, check with participating lenders

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Frequently asked questions

How much can Louisiana Housing Corporation Mortgage Credit Certificate provide in Monroe, LA?

Tax credit up to $2,000/year.

Who qualifies for Louisiana Housing Corporation Mortgage Credit Certificate in Monroe?

Louisiana Housing Corporation Mortgage Credit Certificate is open to homeowners in Monroe, LA.

How do I apply for Louisiana Housing Corporation Mortgage Credit Certificate in Monroe, LA?

Apply directly with Louisiana Housing Corporation using the official program link on this page or call (225) 763-8700. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Monroe, LA

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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