Alabama Housing Finance Authority
AHFA Mortgage Credit Certificate is available to homeowners in Montevallo, AL.
Tax credit for first-time homebuyers in Alabama that converts a portion of mortgage interest into a dollar-for-dollar federal tax credit. Credit equals 30-50% of mortgage interest paid annually, up to $2,000 per year. Continues for life of the loan.
Annual tax credit based on 30-50% of mortgage interest paid
Official program page checked live on 2026-06-22.
Data last verified 2026-06-09. How we verify our data.
In Montevallo, AL, you can combine this program with other local help to cut your cost:
A grant-savvy contractor in Montevallo, AL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
Documents you will likely need
Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Available for qualifying home purchases
Ask us. It is free, and a real person answers within a business day.
Email us about this programUp to $2,000/year federal tax credit.
AHFA Mortgage Credit Certificate is open to homeowners in Montevallo, AL.
Apply directly with Alabama Housing Finance Authority using the official program link on this page or call (334) 244-9200. There is no middleman and no fee.
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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