Alabama Housing Finance Authority
Alabama Housing Finance Authority STEP Forward Program is available to homeowners in Montgomery, AL.
AHFA's STEP Forward program provides down payment and closing cost assistance to first-time homebuyers in Alabama. Available as a forgivable second mortgage that is forgiven over 10 years of continuous occupancy.
Down payment assistance grant, forgiven over 10 years if homeowner remains in property
Official program page checked live on 2026-06-22.
Data last verified 2026-06-09. How we verify our data.
In Montgomery, AL, you can combine this program with other local help to cut your cost:
A grant-savvy contractor in Montgomery, AL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
Documents you will likely need
Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Rolling, subject to funding availability
Ask us. It is free, and a real person answers within a business day.
Email us about this programUp to $15,000 down payment assistance.
Alabama Housing Finance Authority STEP Forward Program is open to homeowners in Montgomery, AL.
Apply directly with Alabama Housing Finance Authority using the official program link on this page or call (334) 244-9200. There is no middleman and no fee.
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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