Idaho Housing Down Payment Assistance

Idaho Housing and Finance Association

Available Down Payment

About This Program

Idaho Housing Down Payment Assistance is available in Moscow, ID.

Down payment assistance for first-time homebuyers in Idaho purchasing in eligible areas including Moscow. Forgivable loan that does not require monthly payments and is forgiven after 5 years of owner-occupancy. Must be combined with Idaho Housing first mortgage.

Forgivable loan for down payment and closing costs, forgiven after 5 years

Official program page checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Moscow, ID, you can combine this program with other local help to cut your cost:

Key Details

  • Up to $7,500 for down payment and closing costs
  • First-time homebuyers in Idaho
  • Income limits vary by household size
  • Forgivable loan, no monthly payments
  • Forgiven after 5 years of owner-occupancy

How to Apply

Get free help applying Visit Official Program Page Track this program

(208) 331-4882

A grant-savvy contractor in Moscow, ID can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing program, subject to funding

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Idaho Housing Down Payment Assistance provide in Moscow, ID?

Up to $7,500 down payment assistance.

How do I apply for Idaho Housing Down Payment Assistance in Moscow, ID?

Apply directly with Idaho Housing and Finance Association using the official program link on this page or call (208) 331-4882. There is no middleman and no fee.

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