THDA Great Choice Homebuyer Program

Tennessee Housing Development Agency

Available Down Payment

About This Program

THDA Great Choice Homebuyer Program is available in Mount Juliet, TN.

Down payment assistance loan for first-time homebuyers in Tennessee. Offers low-interest mortgage financing plus up to $15,000 in down payment/closing cost assistance. Second mortgage is forgiven after 15 years of occupancy. Must complete homebuyer education.

Second mortgage for down payment, forgiven after 15 years

Official source site checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Mount Juliet, TN, you can combine this program with other local help to cut your cost:

Key Details

  • Down payment assistance up to $15,000
  • Forgivable second mortgage after 15 years
  • Income limits apply (varies by county)
  • Must be first-time homebuyer
  • Homebuyer education required

How to Apply

A grant-savvy contractor in Mount Juliet, TN can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing; subject to funding availability

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can THDA Great Choice Homebuyer Program provide in Mount Juliet, TN?

Down payment assistance up to $15,000.

How do I apply for THDA Great Choice Homebuyer Program in Mount Juliet, TN?

Apply directly with Tennessee Housing Development Agency using the official program link on this page or call (615) 815-2200. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Mount Juliet, TN

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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