Westchester County First-Time Homebuyer Program

Westchester County / HUD HOME

Available Down Payment

About This Program

Westchester County First-Time Homebuyer Program is available in Mount Vernon, NY.

Provides down payment and closing cost assistance to first-time homebuyers purchasing in Westchester County. Assistance is provided as a deferred, forgivable loan that does not require monthly payments and is forgiven after a compliance period.

Forgivable loan for down payment and closing costs

Official program page checked live on 2026-06-22.

Data last verified 2026-05-25. How we verify our data.

This is a national program. In Mount Vernon, NY, you can stack it with local programs like these:

Key Details

  • Up to $15,000 down payment assistance
  • For first-time homebuyers in Westchester
  • Income limits apply (moderate income)
  • Deferred, forgivable loan structure
  • Must complete homebuyer education

How to Apply

Get free help applying Visit Official Program Page Track this program

(914) 995-2961

A grant-savvy contractor in Mount Vernon, NY can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Applications accepted year-round

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Frequently asked questions

How much can Westchester County First-Time Homebuyer Program provide in Mount Vernon, NY?

Up to $15,000 down payment assistance.

How do I apply for Westchester County First-Time Homebuyer Program in Mount Vernon, NY?

Apply directly with Westchester County / HUD HOME using the official program link on this page or call (914) 995-2961. There is no middleman and no fee.

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