SC Housing First-Time Homebuyer Down Payment Assistance

SC Housing Finance & Development Authority

Available Down Payment

About This Program

SC Housing First-Time Homebuyer Down Payment Assistance is available to homeowners in Mullins, SC.

Provides forgivable second mortgage loans to assist first-time homebuyers with down payment and closing costs in South Carolina. Loan is forgiven after 15 years of owner-occupancy. Must be used with SC Housing first mortgage.

Typical DPA for median-priced home in Marion County

Official program page checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Mullins, SC, you can combine this program with other local help to cut your cost:

Key Details

  • Up to $25,000 forgivable loan for down payment
  • First-time homebuyers only
  • Income limits apply (up to 140% AMI)
  • Forgiven after 15 years of owner-occupancy
  • Must use SC Housing first mortgage

How to Apply

Get free help applying Visit Official Program Page Track this program

(803) 896-9001

A grant-savvy contractor in Mullins, SC can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing while funds available

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can SC Housing First-Time Homebuyer Down Payment Assistance provide in Mullins, SC?

Up to $25,000 forgivable loan.

Who qualifies for SC Housing First-Time Homebuyer Down Payment Assistance in Mullins?

SC Housing First-Time Homebuyer Down Payment Assistance is open to homeowners in Mullins, SC.

How do I apply for SC Housing First-Time Homebuyer Down Payment Assistance in Mullins, SC?

Apply directly with SC Housing Finance & Development Authority using the official program link on this page or call (803) 896-9001. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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Find More Programs in Mullins, SC

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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