CHFA Home Buyer Mortgage Program

Connecticut Housing Finance Authority

Available Down Payment

About This Program

CHFA Home Buyer Mortgage Program is available to homeowners in Naugatuck, CT.

CHFA offers competitive mortgage loans with down payment assistance for first-time and repeat homebuyers in Connecticut. Programs include conventional, FHA, VA, and USDA options with below-market interest rates.

Down payment assistance varies by program, typically 3-5% of purchase price

Official source site checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Naugatuck, CT, you can combine this program with other local help to cut your cost:

Key Details

  • Competitive mortgage rates for CT homebuyers
  • Down payment assistance available
  • First-time and repeat buyers eligible
  • Income limits apply by household size and region
  • Various loan products: conventional, FHA, VA, USDA

How to Apply

A grant-savvy contractor in Naugatuck, CT can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

Who qualifies for CHFA Home Buyer Mortgage Program in Naugatuck?

CHFA Home Buyer Mortgage Program is open to homeowners in Naugatuck, CT.

How do I apply for CHFA Home Buyer Mortgage Program in Naugatuck, CT?

Apply directly with Connecticut Housing Finance Authority using the official program link on this page or call (860) 571-3502. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Naugatuck, CT

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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