City of New Orleans Direct Homebuyer Assistance Program

City of New Orleans Office of Community Development

Available Down Payment

About This Program

City of New Orleans Direct Homebuyer Assistance Program is available in New Orleans, LA.

The City of New Orleans Direct Homebuyer Assistance Program provides down payment and closing cost subsidies to eligible first-time homebuyers, helping bridge the gap between the purchase price and the maximum mortgage loan amount. Funded through CDBG, the program targets households at or below 80% AMI, enabling homeownership that can then be leveraged for future improvement programs.

Down payment and closing cost assistance; amount varies by household gap and available funding. Structured as a deferred loan or forgivable loan.

Official program page checked live on 2026-06-22.

Data last verified 2026-04-03. How we verify our data.

In New Orleans, LA, you can combine this program with other local help to cut your cost:

Key Details

  • Down payment and closing cost subsidies for first-time homebuyers
  • Income at or below 80% AMI
  • Bridges gap between purchase price and mortgage amount
  • Funded through federal CDBG allocation
  • Contact New Orleans OCD at (504) 658-4000

How to Apply

A grant-savvy contractor in New Orleans, LA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Contact New Orleans OCD at (504) 658-4000 for current availability

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Frequently asked questions

How do I apply for City of New Orleans Direct Homebuyer Assistance Program in New Orleans, LA?

Apply directly with City of New Orleans Office of Community Development using the official program link on this page or call 504-658-4000. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in New Orleans, LA

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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