Florida Housing Finance Corporation
Florida Assist - Down Payment Assistance is available to homeowners in New Smyrna Beach, FL.
State down payment and closing cost assistance for first-time homebuyers in Florida. Provides up to $10,000 as a zero-interest second mortgage that is forgiven after 15 years of owner-occupancy. Must be combined with a first mortgage from participating lender.
Forgivable loan, no repayment if home is owner-occupied for 15 years
Data last verified 2026-06-09. How we verify our data.
In New Smyrna Beach, FL, you can combine this program with other local help to cut your cost:
A grant-savvy contractor in New Smyrna Beach, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
Documents you will likely need
Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Rolling applications through approved lenders
Ask us. It is free, and a real person answers within a business day.
Email us about this programUp to $10,000 toward down payment.
Florida Assist - Down Payment Assistance is open to homeowners in New Smyrna Beach, FL.
Apply directly with Florida Housing Finance Corporation using the official program link on this page or call (850) 488-4197. There is no middleman and no fee.
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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