City of Norfolk Department of Housing & Community Development
Norfolk First-Time Homebuyer Down Payment Assistance is available in Norfolk, VA.
Down payment and closing cost assistance for first-time homebuyers purchasing within Norfolk city limits. Forgivable loan requires 5-year owner occupancy. Must complete homebuyer education and meet income limits.
Forgivable loan amount based on need and purchase price, up to maximum
Official source site checked live on 2026-06-22.
Data last verified 2026-05-25. How we verify our data.
In Norfolk, VA, you can combine this program with other local help to cut your cost:
A grant-savvy contractor in Norfolk, VA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
Documents you will likely need
Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Ongoing program, subject to funding
Ask us. It is free, and a real person answers within a business day.
Email us about this programForgivable loan up to $15,000.
Apply directly with City of Norfolk Department of Housing & Community Development using the official program link on this page or call (757) 664-4700. There is no middleman and no fee.
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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