My First Texas Home Program

Texas Department of Housing & Community Affairs

Available Down Payment

About This Program

My First Texas Home Program is available in North Alamo, TX.

Down payment and closing cost assistance for first-time homebuyers in Texas. Provides up to 5% of the loan amount in assistance, combined with a 30-year fixed-rate mortgage at competitive rates. Must complete homebuyer education course.

Assistance amount calculated as percentage of home purchase price

Official program page checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In North Alamo, TX, you can combine this program with other local help to cut your cost:

Key Details

  • Up to 5% down payment assistance
  • Must be first-time homebuyer (exceptions apply)
  • Income limits vary by county (moderate income)
  • Homebuyer education course required
  • Competitively priced 30-year fixed mortgage

How to Apply

A grant-savvy contractor in North Alamo, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing while funds available

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can My First Texas Home Program provide in North Alamo, TX?

Up to 5% down payment assistance.

How do I apply for My First Texas Home Program in North Alamo, TX?

Apply directly with Texas Department of Housing & Community Affairs using the official program link on this page or call (877) 508-4611. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in North Alamo, TX

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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