South Carolina State Housing Finance and Development Authority
SC Housing First-Time Homebuyer Program is available in North Charleston, SC.
Provides down payment and closing cost assistance for first-time homebuyers in South Carolina. Combines below-market interest rate mortgage with forgivable second mortgage for assistance.
Typical down payment assistance amount for qualifying first-time buyer
Official program page checked live on 2026-06-22.
Data last verified 2026-05-25. How we verify our data.
In North Charleston, SC, you can combine this program with other local help to cut your cost:
A grant-savvy contractor in North Charleston, SC can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
Documents you will likely need
Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Ongoing program subject to funding
Ask us. It is free, and a real person answers within a business day.
Email us about this programUp to $15,000 down payment assistance.
Apply directly with South Carolina State Housing Finance and Development Authority using the official program link on this page or call (803) 896-9001. There is no middleman and no fee.
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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