Rhode Island Housing FirstHomes Down Payment Grant

Rhode Island Housing

Available Down Payment

About This Program

Rhode Island Housing FirstHomes Down Payment Grant is available to homeowners in North Providence, RI.

Down payment and closing cost assistance for first-time homebuyers in Rhode Island. Grant equals 3.5% of purchase price up to $7,500, or up to $17,500 in target communities. Can be combined with FirstHomes mortgage loan program.

Grant of 3.5% of purchase price, up to stated maximum

Official program page checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In North Providence, RI, you can combine this program with other local help to cut your cost:

Key Details

  • Grant of 3.5% of purchase price (up to $7,500)
  • For first-time homebuyers in Rhode Island
  • Income limits apply (varies by household size)
  • Can be combined with FirstHomes mortgage
  • Higher amounts available in target communities

How to Apply

A grant-savvy contractor in North Providence, RI can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing program

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

Who qualifies for Rhode Island Housing FirstHomes Down Payment Grant in North Providence?

Rhode Island Housing FirstHomes Down Payment Grant is open to homeowners in North Providence, RI.

How do I apply for Rhode Island Housing FirstHomes Down Payment Grant in North Providence, RI?

Apply directly with Rhode Island Housing using the official program link on this page or call (401) 457-1234. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in North Providence, RI

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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