MSHDA MI Home Loan

Michigan State Housing Development Authority

Available Down Payment

About This Program

MSHDA MI Home Loan is available in Norton Shores, MI.

MSHDA down payment assistance combined with competitive fixed-rate mortgage for first-time homebuyers in Norton Shores. Down payment assistance is a 0% interest loan; $7,500 forgiven after 5 years, remaining balance due at sale or refinance.

Down payment assistance partially forgivable after 5 years

Data last verified 2026-06-09. How we verify our data.

In Norton Shores, MI, you can combine this program with other local help to cut your cost:

Key Details

  • Down payment assistance up to $10,000
  • Competitive fixed-rate mortgage
  • First-time homebuyers in Michigan
  • $7,500 forgiven after 5 years
  • Income limits vary by county

How to Apply

A grant-savvy contractor in Norton Shores, MI can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing through participating lenders

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can MSHDA MI Home Loan provide in Norton Shores, MI?

Down payment assistance up to $10,000.

How do I apply for MSHDA MI Home Loan in Norton Shores, MI?

Apply directly with Michigan State Housing Development Authority using the official program link on this page or call (517) 241-4200. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Norton Shores, MI

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs