Habitat Omaha Homeownership Program

Habitat for Humanity of Omaha

Available Down Payment

About This Program

Habitat Omaha Homeownership Program is available to homeowners in Omaha, NE.

Habitat Omaha builds and sells homes at affordable prices with 0% interest mortgages to income-qualifying families. Partners with homebuyers who contribute sweat equity. Income limits based on family size (typically 30-80% AMI). Must be in need of housing, willing to partner, and able to repay. Serves Douglas and surrounding counties.

Below 80% AMI, need of housing, willing to contribute sweat equity

Official source site checked live on 2026-06-22.

Data last verified 2026-04-01. How we verify our data.

In Omaha, NE, you can combine this program with other local help to cut your cost:

Key Details

  • 0% interest mortgage on Habitat-built home
  • Income typically 30-80% AMI
  • Sweat equity partnership required
  • Douglas and surrounding counties
  • Homebuyer education included

How to Apply

A grant-savvy contractor in Omaha, NE can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Year-round applications

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Habitat Omaha Homeownership Program provide in Omaha, NE?

Affordable 0% interest mortgage.

Who qualifies for Habitat Omaha Homeownership Program in Omaha?

Habitat Omaha Homeownership Program is open to homeowners in Omaha, NE. It prioritizes low-income households.

How do I apply for Habitat Omaha Homeownership Program in Omaha, NE?

Apply directly with Habitat for Humanity of Omaha using the official program link on this page or call (402) 457-5657. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Omaha, NE

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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