Nebraska Investment Finance Authority (NIFA)
NIFA Welcome Home Loan Program is available to homeowners in Omaha, NE.
Below-market interest rate first mortgage for first-time homebuyers (or those who haven't owned in 3 years). Pairs with Homebuyer Assistance for down payment. Household income limit $175,500. Purchase price limit $485,500 (1 unit) or $607,000 (2 units). FHA, VA, USDA, or Conventional loan types available.
First-time buyer (or 3-year gap), income below $175,500
Official program page checked live on 2026-06-22.
Data last verified 2026-04-01. How we verify our data.
In Omaha, NE, you can combine this program with other local help to cut your cost:
A grant-savvy contractor in Omaha, NE can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
Documents you will likely need
Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Year-round through participating lenders
Ask us. It is free, and a real person answers within a business day.
Email us about this programNIFA Welcome Home Loan Program is open to homeowners in Omaha, NE.
Apply directly with Nebraska Investment Finance Authority (NIFA) using the official program link on this page or call (402) 434-3900. There is no middleman and no fee.
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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