State of New York Mortgage Agency
New York State First-Time Homebuyer Program (SONYMA) is available in Ossining, NY.
Provides low-interest mortgage financing and down payment assistance to first-time homebuyers in New York State. Income limits and purchase price limits apply based on county. Includes closing cost assistance grants for income-qualified buyers.
Low-interest mortgage plus potential down payment assistance
Official source site checked live on 2026-06-22.
Data last verified 2026-06-09. How we verify our data.
In Ossining, NY, you can combine this program with other local help to cut your cost:
A grant-savvy contractor in Ossining, NY can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
Documents you will likely need
Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Ongoing program subject to funding
Ask us. It is free, and a real person answers within a business day.
Email us about this programApply directly with State of New York Mortgage Agency using the official program link on this page or call (800) 382-4663. There is no middleman and no fee.
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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