Kentucky Housing Corporation
Kentucky Housing DREAM Downpayment Loan is available to homeowners in Owensboro, KY.
Forgivable second mortgage loan to assist with down payment and closing costs for Kentucky homebuyers. Forgiven after 5 years of homeownership. Must be combined with KHC first mortgage product. Available in Owensboro and statewide.
Forgivable loan after 5 years; 20% forgiven per year
Official program page checked live on 2026-06-22.
Data last verified 2026-06-09. How we verify our data.
In Owensboro, KY, you can combine this program with other local help to cut your cost:
A grant-savvy contractor in Owensboro, KY can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
Documents you will likely need
Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Year-round while funds available
Ask us. It is free, and a real person answers within a business day.
Email us about this programUp to $6,000 forgivable loan.
Kentucky Housing DREAM Downpayment Loan is open to homeowners in Owensboro, KY.
Apply directly with Kentucky Housing Corporation using the official program link on this page or call (800) 633-8896. There is no middleman and no fee.
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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