California Housing Finance Agency (CalHFA) / City of Oxnard
CalHOME First-Time Homebuyer Downpayment Assistance is available to homeowners in Oxnard, CA.
Provides downpayment and closing cost assistance for first-time homebuyers purchasing in Oxnard. Deferred-payment junior loan with no monthly payments, due on sale, refinance, or transfer of property. Income and purchase price limits apply.
Deferred loan for downpayment and closing costs, no monthly payments
Data last verified 2026-05-25. How we verify our data.
In Oxnard, CA, you can combine this program with other local help to cut your cost:
A grant-savvy contractor in Oxnard, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
Documents you will likely need
Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Subject to funding availability
Ask us. It is free, and a real person answers within a business day.
Email us about this programUp to $30,000 deferred loan.
CalHOME First-Time Homebuyer Downpayment Assistance is open to homeowners in Oxnard, CA. It prioritizes low-income households.
Apply directly with California Housing Finance Agency (CalHFA) / City of Oxnard using the official program link on this page or call (877) 922-5432. There is no middleman and no fee.
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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