Florida Homeownership Loan Program (HLP)

Florida Housing Finance Corporation

Available Down Payment

About This Program

Florida Homeownership Loan Program (HLP) is available to homeowners in Pace, FL.

Provides down payment and closing cost assistance to first-time homebuyers in Florida through a network of participating lenders. Includes competitive interest rates and potential for deferred second mortgage.

Assistance varies by lender and borrower qualifications

Data last verified 2026-06-09. How we verify our data.

In Pace, FL, you can combine this program with other local help to cut your cost:

Key Details

  • Down payment and closing cost assistance
  • Must be first-time homebuyer
  • Income limits vary by county
  • Competitive interest rates
  • Through participating lenders only

How to Apply

A grant-savvy contractor in Pace, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing program through participating lenders

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

Who qualifies for Florida Homeownership Loan Program (HLP) in Pace?

Florida Homeownership Loan Program (HLP) is open to homeowners in Pace, FL.

How do I apply for Florida Homeownership Loan Program (HLP) in Pace, FL?

Apply directly with Florida Housing Finance Corporation using the official program link on this page or call (877) 428-8844. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Pace, FL

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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