Kentucky Homeownership Production Program

Kentucky Housing Corporation

Available Down Payment

About This Program

Kentucky Homeownership Production Program is available in Paducah, KY.

Down payment and closing cost assistance for first-time and repeat homebuyers in Kentucky. Combined with below-market interest rate mortgage. Loan is forgiven after 10 years or can be repaid if home is sold or refinanced earlier.

Forgivable loan for down payment and closing costs, forgiven after 10 years

Official source site checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Paducah, KY, you can combine this program with other local help to cut your cost:

Key Details

  • Up to $15,000 for down payment and closing costs
  • Forgivable loan, forgiven after 10 years
  • Combined with competitive interest rate
  • For moderate-income homebuyers
  • First-time and repeat buyers eligible

How to Apply

A grant-savvy contractor in Paducah, KY can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Contact participating lenders for availability

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Kentucky Homeownership Production Program provide in Paducah, KY?

Up to $15,000 down payment assistance.

How do I apply for Kentucky Homeownership Production Program in Paducah, KY?

Apply directly with Kentucky Housing Corporation using the official program link on this page or call (800) 633-8896. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Paducah, KY

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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