Flagler County HOME Investment Partnerships

Flagler County / HUD HOME Program

Available Home Repair

About This Program

Flagler County HOME Investment Partnerships is available to homeowners in Palm Coast, FL.

Federal HOME Investment Partnerships program providing forgivable loans for owner-occupied rehabilitation in Flagler County. Addresses code violations, health and safety hazards, and critical systems. Loan forgiven after 15 years of continued owner-occupancy and compliance.

Forgivable loan, no repayment if you remain in home 15 years

Data last verified 2026-06-09. How we verify our data.

This is a national program. In Palm Coast, FL, you can stack it with local programs like these:

Key Details

  • Forgivable loan up to $35,000
  • Income at or below 80% AMI
  • Owner-occupied homes in Flagler County
  • Addresses code, health, and safety issues
  • Forgiven after 15 years of occupancy

How to Apply

Get free help applying Visit Official Program Page Track this program

(386) 313-4075

A grant-savvy contractor in Palm Coast, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Palm Coast early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • A recent utility bill for the home (energy and weatherization programs use it to confirm service and usage).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Applications accepted quarterly

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Flagler County HOME Investment Partnerships provide in Palm Coast, FL?

Up to $35,000 forgivable loan.

Who qualifies for Flagler County HOME Investment Partnerships in Palm Coast?

Flagler County HOME Investment Partnerships is open to homeowners in Palm Coast, FL. It prioritizes low-income households.

How do I apply for Flagler County HOME Investment Partnerships in Palm Coast, FL?

Apply directly with Flagler County / HUD HOME Program using the official program link on this page or call (386) 313-4075. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Palm Coast, FL contractors

Find More Programs in Palm Coast, FL

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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