CalHFA First-Time Homebuyer Program

California Housing Finance Agency

Available Down Payment

About This Program

CalHFA First-Time Homebuyer Program is available to homeowners in Palm Springs, CA.

Provides down payment and closing cost assistance for first-time homebuyers in California. Combines low-interest first mortgage with optional subordinate loan for down payment. Income and purchase price limits apply based on county.

Estimate includes typical down payment assistance loan

Data last verified 2026-06-09. How we verify our data.

In Palm Springs, CA, you can combine this program with other local help to cut your cost:

Key Details

  • Down payment assistance for first-time buyers
  • Low-interest mortgage options available
  • Income limits based on county median
  • Purchase price limits apply
  • Must complete homebuyer education

How to Apply

A grant-savvy contractor in Palm Springs, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing while funds available

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can CalHFA First-Time Homebuyer Program provide in Palm Springs, CA?

Down payment assistance up to $15,000.

Who qualifies for CalHFA First-Time Homebuyer Program in Palm Springs?

CalHFA First-Time Homebuyer Program is open to homeowners in Palm Springs, CA.

How do I apply for CalHFA First-Time Homebuyer Program in Palm Springs, CA?

Apply directly with California Housing Finance Agency using the official program link on this page or call (877) 922-5432. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Palm Springs, CA

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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