Texas My Choice Texas My Home Down Payment Assistance

Texas Department of Housing and Community Affairs

Available Down Payment

About This Program

Texas My Choice Texas My Home Down Payment Assistance is available in Palm Valley, TX.

Down payment and closing cost assistance for first-time homebuyers in Texas. Provides grant or forgivable loan of up to $15,000 or 5% of the loan amount, whichever is less. Must be combined with a TDHCA first mortgage.

Assistance amount up to 5% of purchase price or $15,000 maximum

Official program page checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Palm Valley, TX, you can combine this program with other local help to cut your cost:

Key Details

  • Down payment assistance up to $15,000 or 5%
  • Available to first-time homebuyers
  • Must meet income and purchase price limits
  • Must complete homebuyer education course
  • Apply through participating lenders

How to Apply

A grant-savvy contractor in Palm Valley, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing through participating lenders

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Texas My Choice Texas My Home Down Payment Assistance provide in Palm Valley, TX?

Up to $15,000 or 5% down payment.

How do I apply for Texas My Choice Texas My Home Down Payment Assistance in Palm Valley, TX?

Apply directly with Texas Department of Housing and Community Affairs using the official program link on this page or call (512) 475-3800. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Palm Valley, TX

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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