Manatee County First-Time Homebuyer Assistance

Manatee County Community Development (HOME)

Waitlist Down Payment

About This Program

Manatee County First-Time Homebuyer Assistance is available in Palmetto, FL.

Forgivable loan for down payment and closing cost assistance for first-time homebuyers in Manatee County. Loan forgiven after 15 years of homeownership. Must complete homebuyer education course.

Forgivable loan for down payment assistance; no repayment after 15 years

Official source site checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Palmetto, FL, you can combine this program with other local help to cut your cost:

Key Details

  • Up to $15,000 for down payment and closing costs
  • Income at or below 120% AMI required
  • Must be first-time homebuyer in Manatee County
  • Forgiven after 15 years of homeownership
  • Homebuyer education course required

How to Apply

A grant-savvy contractor in Palmetto, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Currently waitlisted, check periodically

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Manatee County First-Time Homebuyer Assistance provide in Palmetto, FL?

Up to $15,000 down payment assistance.

How do I apply for Manatee County First-Time Homebuyer Assistance in Palmetto, FL?

Apply directly with Manatee County Community Development (HOME) using the official program link on this page or call (941) 748-4501. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Palmetto, FL

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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