Texas My First Texas Home Program

Texas Department of Housing and Community Affairs

Available Down Payment

About This Program

Texas My First Texas Home Program is available in Paris, TX.

State mortgage program offering competitive fixed-rate home loans to first-time homebuyers in Texas. Features below-market interest rates, flexible qualifying guidelines, and can be combined with down payment assistance programs.

Typical monthly savings vs. conventional mortgage on median home

Official program page checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Paris, TX, you can combine this program with other local help to cut your cost:

Key Details

  • Below-market interest rate mortgage
  • 30-year fixed rate loans
  • First-time homebuyer requirement
  • Income and purchase price limits apply
  • Combine with down payment assistance

How to Apply

A grant-savvy contractor in Paris, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing while funds available

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How do I apply for Texas My First Texas Home Program in Paris, TX?

Apply directly with Texas Department of Housing and Community Affairs using the official program link on this page or call (855) 895-5995. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Paris, TX

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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