Rhode Island Housing FirstHomes Program

Rhode Island Housing

Available Down Payment

About This Program

Rhode Island Housing FirstHomes Program is available to homeowners in Pawtucket, RI.

Provides down payment and closing cost assistance for first-time homebuyers in Rhode Island purchasing in Pawtucket. Must complete homebuyer education and meet income limits. Assistance is provided as a forgivable deferred loan.

Down payment assistance loan, forgiven over time with continued occupancy

Official source site checked live on 2026-06-22.

Data last verified 2026-06-09. How we verify our data.

In Pawtucket, RI, you can combine this program with other local help to cut your cost:

Key Details

  • Up to $7,500 for down payment and closing costs
  • Must be first-time homebuyer in Rhode Island
  • Income limits apply (varies by household size)
  • Homebuyer education required
  • Deferred forgivable loan structure

How to Apply

A grant-savvy contractor in Pawtucket, RI can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing while funds available

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Frequently asked questions

How much can Rhode Island Housing FirstHomes Program provide in Pawtucket, RI?

Up to $7,500 down payment assistance.

Who qualifies for Rhode Island Housing FirstHomes Program in Pawtucket?

Rhode Island Housing FirstHomes Program is open to homeowners in Pawtucket, RI.

How do I apply for Rhode Island Housing FirstHomes Program in Pawtucket, RI?

Apply directly with Rhode Island Housing using the official program link on this page or call (401) 457-1234. There is no middleman and no fee.

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Pawtucket, RI

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